2nd Chance Motorbike Loans

Fast Finance

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Use our 2nd Chance Motorbike Finance Calculator to work out your repayments


Apply Online for 2nd Chance Motorbike Finance

Buying a motorbike? Bank said “No”? Have bad credit? We have helped Australian’s achieve 2nd chance motorbike finance for over 20 years and can help you find a loan to suit your budget and needs.

We finance sports bikes, cruisers, adventure, scooters, tourers and more through private & dealer sales.

Contact us today to discuss your finance needs or for an obligation free quote


Enquire Now

We Can Help With

  • Busy Credit File
  • Defaults on Credit File
  • Discharged Bankruptcy
  • Bank or Dealer declined the loan
  • New employment
  • New arrivals

Compare Loans

  • Compare your next 2nd chance motorbike finance package through a panel of lenders and loan products to find the best loan product that’s suitable to your lifestyle and usage needs.  
  • Finance – Sports bikes, Adventure Bikes, Cruisers, Harleys, Tourers, LAMS Bikes


Tailored Loans

  • Loan terms from 1 – 7 years
  • Fixed rate option
  • Flexibility to borrow for additional costs such as on road costs or motorbike insurance.
  • New and used bikes, dealer and private sales

Easy Document Process

  • We come to you or you can sign remotely via email.
  • We explain the features of 2nd chance motorbike finance in full prior to signing.

Flexible Payments

  • Choose from weekly, fortnightly or monthly repayments to suit your budget.
  • Make additional repayments when required.
  • Flexibility to repay sooner


If you don’t want to commit to a sale without having your finances in place, you can obtain an upfront pre-purchase motorbike loan.

  • Pre-purchase 2nd chance motorbike finance can give you the confidence of purchasing a bike knowing your loan is in place and it meets your budget and requirments.
  • Can give you more power in negotiating a better price, especially if purchasing privately.
  • Allows you to make a quick decision to purchase without losing the bike to another buyer.

To obtain pre-purchase 2nd chance motorbike finance, you will need to complete the loan application process which will record a credit enquiry on your credit file. APPLY NOW.


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To help with your 2nd chance motorbike finance application, see below items that are generally required.


For an obligation free quote or to discuss your loan needs

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  • Payslips or
  • Bank Statements or
  • Tax Return
  • Driver’s Licence or
  • Photo ID


  • Tax Return or
  • BAS or
  • Accountants Letter or
  • Self Declaration of Income
  • Driver’s Licence or
  • Photo ID

Apply for your Motorbike Loan Today

iCREDIT 2nd chance motorbike finance, personal use quadbike loans, 2nd chance motorbike loans and business motorbike loans are provided Australia wide including QLD, Gold Coast, Brisbane, Sunshine Coast, Cairns, NSW, Sydney, Coffs Harbour, VIC, Melbourne, Bendigo, SA, Adelaide, WA, Perth, Kalgoorlie, NT, Darwin, Alice Springs, TAS, Hobart, Launceston, ACT, Canberra