Level up your business with

iCREDIT Equipment Finance

No matter your industry, iCREDIT Equipment Finance is here to support your business by offering cost-effective financing solutions for a wide range of equipment needs. From yellow goods and concrete pumps to machinery, IT equipment, gym gear, and catering supplies, we’ve got you covered. Our financing options extend to various sectors, including civil equipment, commercial equipment, healthcare, manufacturing, construction, and mining.

With our team of experienced specialists, we ensure your business finds the perfect financing solution that aligns with your unique needs and cash flow, enabling you to thrive in your industry.

Civil

Commercial

Manufacture

Health

WHY iCREDIT

Every business is unique, that’s why we spend the time understanding your business goals so as to package a loan product suitable to your individual needs. We offer loans from $3000 for just about anything business related and can provide asset financing solutions for a range of equipment including; forklifts, excavators to trucks, trailers, agricultural and machinery. Backed by national buying power, means we’re in the best position possible to negotiate better, more affordable finance packages for you.

A quicker, hassle free lending journey

Experience the ease of our straightforward 3-step process, ensuring you access your funds without delay.

APPLY

Complete your application online in less than 5 minutes.

UPLOAD

Upload your supporting documents to your personal dashboard

VIEW OFFER

Once approved – Review your loan offer and accept online

LOAN TYPES AVAILABLE

CHATTEL MORTGAGE

FINANCE LEASING

RENT TO OWN

UNSECURED LENDING

How much do you want to borrow?

Loan Amount
$5000 $250000
Loan Term
12 months84 months
Interest
6.99%19.99%

Loan Principal Interest

Loan Amount: Loan Term: Per Month*: Int Rate: Total Interest:
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What Customers Say About Us

Luke P. ★★★★★ I would like to thank Al Purton for his professionalism and hard work to get my loan for a work car over the line within a matter of days. His knowledge, hard work and customer service were second to none. Thank you so much Al, I will definitely be recommending you to everyone!!Simon C. ★★★★★ Michelle from iCredit was amazing. Our finance request was not straight forward and she worked tirelessly to get a result for us. Couldn't be happier and would recommend Michelle and iCredit to anyone looking for finance.Simon C. ★★★★★ The lease on our work vehicle was up and we needed to pay out the difference. We tried to refinance through our current supplier but they made it extremely difficult even though we had been their client for 5 years. Glen from iCREDIT then stepped in and not only sorted it quicker than expected but got us the best deal we could have imagined. Great communication and service. I couldn't be happier with the outcome and highly recommend Glen and the team at iCREDIT.Ashley P. ★★★★★ Fantastic service and CommunicationSam ★★★★★ Rachel C. ★★★★★ My husband and I would just like to thank Scott so much for his professionalism in handling our loan process,he was constantly in contact with us and updating us along the way.thanks so much Scott for the amazing personal assistance you gave us we will most definitely be calling you in the future for any other loan enquiries. Cheers dan and rachelJessica B. ★★★★★ Dealing with icredit has been great! Scott has done all the behind the scenes difficult things, making this process simple on my end (every busy persons dream)! Thanks for all the help, finding us the best option and answering every query with a prompt answer.Racquel L. ★★★★★ I cannot recommend Scott from credit enough! This is the second loan in a year Scott has helped me with and I couldn’t be happier with the service he provides.Nothing is too much trouble and my experience both times has been hassle free! Thanks Scott and Team!!Teresa W. ★★★★★ Kim and Scott were so accommodating and helpful and kept things smooth sailing the way through! They were patient and friendly 🙂Fraser G. ★★★★★ I’ve used icredit for multiple loans and Scott has been nothing but professional, fast and amazing to work with. Can’t recommend them enough.Daniel J ★★★★★ Easy to deal with and very friendly staff. Fast turnaround time getting loans sortedMeagan A. ★★★★★ Friendly, knowledgeable and easy to deal with. Everything advised, you know what you need to provide and updates are provided throughout the process. They will even deal with the dealer direct to save you being the middle man. Approval and documents ready to sign within hours.Steve H. ★★★★★ Very satisfied with the service - the speed of settlement was incredible and puts my bank to shame.Kim is friendly, knowledgeable and determined to make sure that everyone walks away happy from the experience.I'd give 6 stars if I could.Jade R. ★★★★★ very happy with the service Kim was very nice and very helpful thankyouPaul M. ★★★★★ Kim Shelverton made the entire process so effortless and less stressful, nothing was an issue for her, she is very friendly and helpful. Thank you Kim for all your help.Daniel P. ★★★★★ Excellent customer service and extremely quick with the whole process.Rebekah C. ★★★★★ Great service & made so easy. FastJay T. ★★★★☆ Amanda B. ★★★★★ Highly recommend the team at icredit very helpful with getting a loan.Ethan H. ★★★★★ This is the 2nd time I've worked with Matt. He was recommended to me as he helped someone get a loan who might not have been able to.He's helped me get 2 cars so far and even my dealership was impressed at the speed at which he organised everything and settled the contract.I will continue to use Matt for all vehicle loans.kellithorpe115 ★★★★★ Kim is extremely helpful and very good at what she does. Quite happily recommend her.andrea M. ★★★★★ Doing business with Kim was a breeze. Kept me informed throughout the process. Highly recommended 👌Kiara T. ★★★★★ Can’t thank Emily enough, gorgeous person to deal with!! Patient and understanding Thankyou for the lovely servicederek S. ★★★☆☆ Eliza C. ★★★★★ I got my car loan processed and approved super quick, without any issues.AMAZING AND PROFESSIONALMaxwell B. ★★★★★ Kim was excellent to deal with working with me outside of business hours definitely helped to, will definitely be going back to Kim for any broker needs!casey H. ★★★★★ Emily fromICREDIT was most helpful very easy to contact at all times for any help at any time couldn’t recommend her enoughYazmina L. ★★★★★ Kim is absolutely fantastic!She always had good communication during the process.Everything was quickNo words for her efficiencies and dedication .Well done Icredit to have such a valued team 😊Adekunle A. ★★★★★ Good afternoon please I don't understand this app again you use auto debt to debt from account the sum of 36920 and you still asking me to pay please Check ur record welladam B. ★★★★★ Kim is a great help, friendly and helpful, makes it a lot easier than doing it alone.I will be using her when ever I need somethingJason W. ★★★★★ Great service, very prompt from Kim in what was a slightly difficult situation, would highly recommend!!Todd B. ★★★★★ Felicity K. ★★★★★ Kim was very friendly, helpful and nothing was a bother she went out of her way to help fantastic. Would use Icredit againFelicity23/9/22Ryan M. ★★★★★ Damon A. ★★★★★ I dealt with Wayne during my loan application! I did not expect the service I received! I’m talking after hours I’m talking any time of day or night this man was the most amazing person I’ve ever dealt with we clicked not just on a professional level but person as well! I was really taken aback by the service this man provided me I’m not too computer smart and done the whole thing on the phone! Thanks to this man my special needs child has one thing in his life now that makes him smile more than I’ve seen this child smile in my life! It was a quad bike I applied for and Wayne was absolutely amazing throughout the whole process would ask if I wanted help with the forms during his OWN TIME AFTER HOURS I can not thank this man enough! He’s given my child a smile I’ve not seen before and if anybody out there is looking to finance anything! I strongly recommend you call icredit and ask for Wayne! I can’t thank this man enough for his efforts and commitment! Forever grateful to this man I wish I could buy him a beer or ten as a thank you! Remember the name Wayne!!! He’s your man people! 100% thank you so very muchVictor S. ★★★★★ Kim was happy to help at any time, great workScott G. ★★★★★ Just like to thank Kim shelverton for her excellent customer service. Was a pleasure doing business with Kim a very big thank you once again cheers Scott and Sharon.willliam C. ★★★★★ Kim in Hobart was amazing. Was a quick approval and she was easy to deal with knowledgable and very easy to deal with! If your in the market for a boat or bike she is your gal! Thanks Kim and i-creditBron W. ★★★★★ Scott at Icredit!!! What a legend!!! At July 2022, interest rate rises and changes to rules for lending (now includes Afterpay and zip pay statements to be included) got given the run around!! Saved me a lot of stress and heartache!!! Got there in the end!! Kept me updated answered any questions I had!! Highly recommendedBrad H. ★★★★☆ Easy to deal with, friendly staffKayelene C. ★★★★★ Scott has been amazing! Was such a quick and simple process! Thank you again Scott! Will happily deal with him again!Kevin H. ★★★★★ We had a fantastic lady deal with our matter a she was great, she had all the answers we needed and nothing was to much.I cannot speak highly enough of she .great job.Teagan K. ★★★★★ We dealt with Kim and she was very fast and clear with requests and over all pleasant to deal with compared to others. We had our loan approved within days and we are over the moon with how easy it all was considering our work hrs and location. Highly recommend Kim!Anthony James A. ★★★★★ bash G. ★★★★★ Jason B. ★★★★★ The best finance customer experience ever, Kim was absolutely outstanding in the most fluid financial transaction I have ever experienced .Once again thank you Kim for your hard work , and processing my application in such a timely fashion. 😁😁Sally P. ★★★★★ I would highly recommend iCREDIT and definitely recommend Scott. Not only was he extremely efficient and professional. He went above and beyond to help me out. I will definitely use Scott and iCREDIT again.Holly M. ★★★★★ We got referred to Christine by a friend and it was the best decision we made! She was amazing to deal with always ready to answer any questions we had. She made it a simple and easy process, she saved us a lot of money, we can’t thank her enough for all her help, she went above and beyond to get us our car. We will definitely use her again if we ever need! Thankyou Thankyou Thankyou!Anita W. ★★★★★ We have dealt with Christine Pyle multiple times for our finance needs, and everytime she has gone above and beyond to assist us. Christine is professional, knowledgeable and caring. We highly recommend her for any of your finance needs, and will be definitely calling Christine for any of our future finance needs!!Deidre C. ★★★★★ I can highly recommend Scott, for his fast, friendly and professional service. Nothing was too much trouble. 100% Delivered. Happy CustomerNic T. ★★★★★ I recently got a loan through Kim at icredit and plan to apply for future finance again through Kim. the whole process was super easy and Kim was very helpful.Deb S. ★★★★★ Can't recommend iCREDIT highly enough. Scott was great from start to finish. made the process so easy..Oluwanifemi O. ★★★★★ Looking for the best FOREX & STOCK Account Manager? Then I've brought you to all good news that Sherry Sherry is the Best FOREX, STOCK, BINARY OPTION & IQ OPTION online Trader, who can turn $500 into $6,500 in just 4days.... Ever since she started trading for me, I have never had any reason to regret my knowing her... contact her now
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Pip A. ★★★★★ Kim at icredit was great to work with, pure honesty, easy to work with, understood where I was coming from and was willing to meet me after work to get this done.
Kept me informed at every step, and hid nothing from me, if I was to get another loan as such Kim at icredit would the person I would go to hands down every time.
Very easy and approachable person.
Michelle T. ★★★★★ I would highly recommend Christine from iCREDIT. Christine was extremely helpful and professional in helping us secure a car loan and I would recommend Christine for all financial assistance. Michelle and Gavin.Anieve J ★★★★★ Julie was professional and easy to talk to from the outset of our enquiry. She understood our needs and did a fabulous job finding the right loan for us. We had approval within hours and settlement within 3 business days. It was an easy and wonderful experience and we would recommend her services to anyone looking for a professional, experienced and skilled broker.Carly D. ★★★★★ Emily and Scott went above and beyond for me, they returned calls after buisness hours and were incredibly friendly and helpful throughout the entire process! Thankyou Emily and Scott!!Lyn W. ★★★★★ Paul M. ★★★★★ Many thanks to Kim for her prompt and professional service organising finance for a machinery purchase. Nothing was too much trouble for her ,she made the whole process smooth and hassle free. Great job Kim , I will certainly recommend your services to anyone looking to make finance an easy experienceLachlan S. ★★★★★ Andrea J. ★★★★★ 100% Hands down the best team for your financing needs. I have been using and happily recommending Icredit for over 8 years for both my own business equipment finance and also for our customers. Hundreds of loans secured by Icredit and nothing but great feedback. Nobody else compares 👌Vombatus P. ★★★★★ Kim was really lovely. Great customer service and helped me get a great car 👍👍👍👍Tammi C. ★★★★★ We have had Christine help us with 2 major purchases and this lady is magic. Christine thank you for making both times stress free, you have set the bar high and I could not recommend your services enough.Justin G. ★★★★★ I would HIGHLY recommend iCredit, Christine was amazing for us. She done it in the time frame we needed and she is just incredible. She made the process so stress free!! 10/10 would recommend Christine if you are looking for your next Horse float!!Liz B. ★★★★★ Scott was great to deal with..especially with both of the loans..our daughters float and our new 4x4 which is called 'Crisis' 😍😍 Nothing was ever a hassle..we were kept up to date with what was happening...the whole process was not as stressful as we thought it would be lol...And even tho it was a couple of months between transactions he remembered who we were...I highly reccommend scott and the icredit teamMaria N. ★★★★★ Highly recommended .. they are extremely professional!Kelly S. ★★★★★ Absolutely AMAZING customer service!! Couldn’t recommend Icredit enough!! Scott went above and beyond to assist me with the finance of my new float ♥️Wally C. ★★★★★ Great service and always help outLiz R. ★★★★★ I would like to thank Christine from icredit for being totally awesome and professional. This is the 3rd time I have dealt with Christine and I couldn’t be happier with the results . Not only did Christine find the lowest interest rate she also had everything done and signed in no time . I highly recommend Christine at icredit . ThankyouScutt N. ★★★★★ Totally fantastic service by the Team.
Especially Scott Collins who made my application for a new work vehicle so easy
Anna P. ★★★★★ Amazing service Scott was fantastic and great communication. Highly recommendedToula S. ★★★★★ Awesome people awesome service.Donna M. ★★★★★ With ICredit and thanks to Scott was able to get car loan easily and no stress. Cannot recommended him or ICredit enough.Kath H. ★★★★★ Scott was absolutely amazing both times we used ICredit. He made the loan process uncomplicated and easy for us. Very understanding and helpful. Will be dealing with him again.Shell T. ★★★★★ Wish I could give 10 ☆ Matt was absolutely fantastic to deal with went above and beyond will definitely use icredit again for any finance needs Thanks MattAlyssa H. ★★★★★ Cannot recommend Scott enough! Sourced a great interest rate, easy to contact and worked hard to get loan finalised by our deadline. Thank you �Paul M. ★★★★★ Icredit is so amazing. I have 8 children and needed a bigger car. I tried everywhere and icredit came to the rescue. Recommend icredit to everyone. That needs those day to day things that cant afford it at the time icredit will look after it for you.
Thank you especially to Christene Pyle. For the great help she gave me.
Brennan T. ★★★★★ Scott handled my situation so professionally, along with great customer communication. I could not be happier with the service provided by iCredit. Thank you again.
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FAQ’S

We’ve added some commonly asked questions for equipment finance below

What is Equipment Finance?

Equipment finance is the term used for various loan facilities used for business’ to purchase assets. Equipment Finance covers assets such as motor vehicles, trucks, yellow goods, machinery or any other equipment required by a business. You can use equipment finance to purchase new or used equipment, through retailers (dealer) or private sales.

Are there benefits with Equipment Finance?

For most businesses, using equipment finance can save you having to use available cash, overdrafts or mortgage redraw facilities. Equipment Finance can offer taxation benefits as well which can range from claiming the GST from the purchase, the interest payable on the loan through to claiming the repayments as a deduction.

How long can equipment be financed?

The loan term for equipment finance is dependent on your  business needs and budget. Generally, most terms range from 1 to 7 years and offer different repayment types such as: Straight monthly repayments, Balloon / residual payments or even irregular payments such as quarterly payments to coincide with BAS.

Is is hard to get an equipment loan?

If you’re purchasing an asset for business use, by providing as much information as possible will give you a greater range of lenders and loan products to choose from. A good credit rating and up to date financials or bank statements will help secure a suitable equipment loan answer.

What are the interest rates for equipment loans?

As everyone’s business is unique, so are the interest rates offered by lenders. Factors such as the asset type, age and your overall application profile determines what interest rate you will be offered.

Do banks finance tractors?

Most commercial lenders will finance tractors for ABN holders. Some lenders will have age limits on tractor loans and may prefer customers to be looking at new or near new assets.

What type of loans are used to buy equipment?

If you’re purchasing equipment or assets for your business, you have a choice of loan products available. These include:

Chattel Mortgage

Finance Lease

Rent To Own

Line of Credit 

Business Overdraft

Unsecured Business Loan

All loan products offer different benefits and disadvantages, so it’s important to make sure you are entering into an equipment loan that’s suitable to your business structure and needs.

For more information on what product may be suitable for you, contact our finance consultants on 1300 350 118

EQUIPMENT FINANCE FOR:

Medical and dental equipment

Passenger and light commercial vehicles

Trucks, trailers and other heavy transport

Buses and coaches

Farm machinery

Aircraft – fixed wing and rotary

Yellow goods and other earthmoving equipment

Forklifts, cranes and other materials handling

Manufacturing plant and machinery

Computers, office and other technology

ARE YOU READY?